{"id":51875,"date":"2026-06-18T11:17:51","date_gmt":"2026-06-18T05:47:51","guid":{"rendered":"https:\/\/coinswitch.co\/switch\/?p=51875"},"modified":"2026-06-18T13:31:51","modified_gmt":"2026-06-18T08:01:51","slug":"personal-loan-pre-closure","status":"publish","type":"post","link":"https:\/\/coinswitch.co\/switch\/personal-finance\/personal-loan-pre-closure\/","title":{"rendered":"Personal Loan Pre Closure: Benefits, Costs &amp; Process"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">A personal loan feels manageable in the beginning. The EMI gets adjusted into the monthly budget. Salary arrives. EMI gets deducted automatically. Life keeps moving. But somewhere along the way, many borrowers reach the same mental point: \u201cWhat if this loan just disappears completely?\u201d Sometimes it happens after a salary hike. Sometimes after a bonus payout, business profit, inheritance, or investment maturity. The idea of removing a monthly EMI permanently starts feeling incredibly attractive. That is where <strong>personal loan pre closure<\/strong> enters the picture. But closing a loan early is not simply about transferring the remaining balance casually through a banking app. There are foreclosure charges, lock-in conditions, interest calculations, and procedural steps involved underneath. Understanding the full <strong>loan pre closure process<\/strong> properly helps borrowers calculate actual savings, avoid unnecessary penalties, and unlock the true <strong>loan closure benefits<\/strong> without creating fresh financial pressure elsewhere.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Is Loan Pre-Closure?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In simple terms, pre-closure means paying off the entire remaining loan balance before the original tenure officially ends.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The moment a loan gets approved, the lender creates a full repayment schedule stretching across months or years. That structure allows the bank to collect interest steadily throughout the tenure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When borrowers decide to <strong>pre-close personal loan<\/strong> agreements early, they interrupt that original schedule completely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of continuing monthly EMIs, the borrower clears the outstanding balance in one lump-sum payment and legally closes the loan account before time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, that psychological relief feels huge for many people.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No more monthly deductions.<br>No more EMI reminders.<br>No more worrying about maintaining minimum balances before auto-debit dates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financially and mentally, early loan closure often feels like breathing room returning back into life again.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why People Choose Pre-Closure<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The decision to close a loan early usually comes from one major realization:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cHow much interest am I still going to pay if this loan continues for years?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That question changes perspective instantly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many borrowers choose <strong>personal loan pre closure<\/strong> after receiving:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual bonuses<\/li>\n\n\n\n<li>Business profits<\/li>\n\n\n\n<li>Salary increments<\/li>\n\n\n\n<li>Investment maturity payouts<\/li>\n\n\n\n<li>Property sale proceeds<\/li>\n\n\n\n<li>Family financial support<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of allowing future interest to keep compounding, they use surplus funds to eliminate debt aggressively.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, once people start calculating the total remaining interest on long-tenure loans, the motivation to close the liability early becomes much stronger.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Especially with personal loans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because personal loans often carry some of the highest retail lending interest rates in India.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Major Loan Closure Benefits<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Now comes the part borrowers love most:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The actual <strong>loan closure benefits<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, the advantages go far beyond just \u201cloan finished.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Massive Interest Savings<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is usually the biggest financial win.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The earlier the loan gets closed, the larger the future interest savings become.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Especially during the first half of the tenure when interest still dominates heavily inside the EMI structure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Better Monthly Cash Flow<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One EMI disappearing suddenly changes the monthly budget significantly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That freed-up cash can now move toward:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investments<\/li>\n\n\n\n<li><a href=\"https:\/\/coinswitch.co\/switch\/personal-finance\/how-to-open-an-fd-account-a-step-by-step-guide\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/coinswitch.co\/switch\/personal-finance\/how-to-open-an-fd-account-a-step-by-step-guide\" rel=\"noreferrer noopener\">Emergency savings<\/a><\/li>\n\n\n\n<li>Retirement planning<\/li>\n\n\n\n<li>Business growth<\/li>\n\n\n\n<li><a href=\"https:\/\/coinswitch.co\/switch\/mutual-funds\/what-are-mutual-funds\/\" target=\"_blank\" rel=\"noreferrer noopener\">Wealth creation goals<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">And psychologically?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That shift feels powerful.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Lower Financial Stress<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Debt creates invisible mental pressure even when repayments remain manageable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Closing the loan early removes that background financial burden completely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No more monthly countdown.<br>No more repayment anxiety.<br>No more auto-debit stress during tight months.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, many borrowers underestimate how emotionally freeing debt elimination can feel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Charges Involved in Pre-Closure<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Now comes the important reality check:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banks usually do not enjoy early closures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Why?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because lenders make money from future interest payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When borrowers close loans early, the bank loses part of that expected interest income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is exactly why foreclosure charges often enter the picture.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Floating-Rate Loans<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Under <a href=\"https:\/\/www.rbi.org.in\/Scripts\/NotificationUser.aspx?Id=11640&amp;Mode=0\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">RBI-linked consumer protection rules<\/a>, many floating-rate personal loans for individual non-business use may allow penalty-free closure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That creates huge savings potential.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fixed-Rate Loans<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is where most borrowers encounter charges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Typical foreclosure costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2% to 5% pre-closure fee on outstanding principal<\/li>\n\n\n\n<li>18% GST on foreclosure charges<\/li>\n\n\n\n<li>Lock-in period restrictions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, many borrowers completely forget about GST while calculating foreclosure cost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That extra tax changes the final amount noticeably.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Lock-In Period Confusion<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This section creates huge confusion for borrowers constantly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most lenders impose a mandatory lock-in period before allowing foreclosure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Usually around:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>6 months<\/li>\n\n\n\n<li>12 months<\/li>\n\n\n\n<li>Certain minimum EMI cycles completed<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">During this period, borrowers either cannot close the loan or face extremely heavy penalties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is why checking eligibility before arranging closure funds becomes extremely important.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, many borrowers only discover lock-in restrictions after trying to close the loan early.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step-by-Step Loan Pre Closure Process<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>loan pre closure process<\/strong> follows a proper sequence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not simply \u201ctransfer money and finish.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here is how it usually works.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 1: Check Eligibility<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">First confirm:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lock-in period completed<\/li>\n\n\n\n<li>Foreclosure allowed<\/li>\n\n\n\n<li>Applicable penalty percentage<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This information usually appears inside:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan agreement<\/li>\n\n\n\n<li>Banking app<\/li>\n\n\n\n<li>Loan statement<\/li>\n\n\n\n<li>Customer support portal<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 2: Request Foreclosure Statement<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lender then generates an official foreclosure statement containing:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Outstanding principal<\/li>\n\n\n\n<li>Pending interest<\/li>\n\n\n\n<li>Foreclosure fee<\/li>\n\n\n\n<li>GST amount<\/li>\n\n\n\n<li>Final settlement figure<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This statement usually stays valid for a limited period only.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 3: Make Final Payment<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The borrower clears the final amount through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Net banking<\/li>\n\n\n\n<li>Cheque<\/li>\n\n\n\n<li>Demand draft<\/li>\n\n\n\n<li>Branch payment<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 4: Collect Closure Documents<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This part matters enormously.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Always collect:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No Objection Certificate (NOC)<\/li>\n\n\n\n<li>No Dues Certificate<\/li>\n\n\n\n<li>Closure confirmation letter<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Without these documents, future credit complications may appear later.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, many borrowers forget this final step entirely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Documents Usually Required<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The documentation process remains fairly straightforward.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banks usually request:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan account details<\/li>\n\n\n\n<li>PAN card<\/li>\n\n\n\n<li>Aadhaar card<\/li>\n\n\n\n<li>Bank statements<\/li>\n\n\n\n<li><a href=\"https:\/\/coinswitch.co\/switch\/crypto\/what-is-kyc-and-why-is-it-important\" target=\"_blank\" rel=\"noreferrer noopener\">Identity verification<\/a><\/li>\n\n\n\n<li>Payment proof<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In some cases, lenders may also ask for source-of-funds clarification if the closure amount is unusually large.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This generally relates to compliance and anti-money laundering regulations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Things to Check Before Closing the Loan<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pre-closure sounds attractive emotionally.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But financially?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The math still matters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Compare Interest Savings vs Penalty<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes foreclosure saves huge money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes the savings become surprisingly small, especially during the final phase of the loan tenure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If most interest already got paid earlier, heavy foreclosure charges may reduce the financial advantage significantly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Protect Emergency Savings<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is critical.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Never empty every savings account completely just to eliminate the loan emotionally.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A sudden emergency afterward may force fresh borrowing again under worse conditions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Verify Foreclosure Charges Properly<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Always compare the final foreclosure fee with the original Key Fact Statement or loan agreement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because lenders cannot randomly inflate foreclosure costs later.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Impact on Credit Score<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This part surprises many borrowers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A successful <strong>personal loan pre closure<\/strong> generally improves long-term credit health positively.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But occasionally, borrowers notice a small temporary score fluctuation initially.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Why?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because one active credit account suddenly closes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, over time, the benefits usually become much stronger:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower debt burden<\/li>\n\n\n\n<li>Better <a href=\"https:\/\/www.cibil.com\/faq\/credit-score-and-loan-basics\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">debt-to-income ratio<\/a><\/li>\n\n\n\n<li>Reduced repayment risk<\/li>\n\n\n\n<li>Stronger financial profile<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Future lenders often view fully closed loans positively because they demonstrate repayment discipline and financial stability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, lower debt exposure almost always improves borrowing strength gradually across the long run.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common Borrower Mistakes<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Borrowers repeat the same foreclosure mistakes constantly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One major issue?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Closing loans emotionally without calculating actual savings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another common problem involves forgetting:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>GST on foreclosure fee<\/li>\n\n\n\n<li>Lock-in conditions<\/li>\n\n\n\n<li>Pending accrued interest<\/li>\n\n\n\n<li>Documentation collection<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Then comes the dangerous mistake:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Using every rupee of savings to eliminate debt immediately.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That decision sometimes creates fresh liquidity pressure later.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And honestly, financial flexibility still matters even while becoming debt-free.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Personal loan pre closure<\/strong> is a great way&nbsp; to reduce your long-term financial burden. If done right, you can improve your cash flow and boost your financial flexibility.&nbsp; But you have to think the entire process through before moving forward.&nbsp; Get a detailed idea about <strong>loan pre closure process<\/strong> before making the final payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because while the emotional satisfaction of becoming debt-free feels incredible, the smartest closures happen when the numbers, timing, and long-term financial stability all align together properly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQs:<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1781760898507\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is pre-closure?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Pre-closure means paying off the entire remaining loan balance before the original tenure officially ends. Once the outstanding amount gets cleared fully, the loan account closes permanently and future EMIs stop completely.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1781760909465\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Is pre-closure good?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>In many cases, yes. A smart <strong>personal loan pre closure<\/strong> can save substantial future interest, improve monthly cash flow, and remove long-term debt pressure much faster than continuing regular EMIs for years.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1781760918795\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are there penalties?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Sometimes. Many fixed-rate personal loans carry <a href=\"https:\/\/www.gst.gov.in\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.gst.gov.in\/\" rel=\"noreferrer noopener nofollow\">foreclosure charges<\/a> ranging between 2% to 5% of the outstanding balance, along with GST. Floating-rate loans may allow penalty-free closure under certain RBI-linked rules.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1781760928837\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Does it affect credit score?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Usually in a positive way over time. Closing a loan successfully can improve debt-to-income ratio and strengthen the overall credit profile, although a small temporary score fluctuation may occasionally appear immediately after account closure.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A personal loan feels manageable in the beginning. The EMI gets adjusted into the monthly budget. Salary arrives. EMI gets deducted automatically. Life keeps moving. But somewhere along the way, many borrowers reach the same mental point: \u201cWhat if this loan just disappears completely?\u201d Sometimes it happens after a salary hike. Sometimes after a bonus [&hellip;]<\/p>\n","protected":false},"author":132,"featured_media":51876,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ayudawp_aiss_exclude":false,"_ayudawp_aiss_summary":"Understanding the full loan pre closure process properly helps borrowers calculate actual savings, avoid unnecessary penalties, and unlock the true loan closure benefits without creating fresh financial pressure elsewhere. If done right, you can improve your cash flow and boost your financial flexibility.&nbsp; But you have to think the entire process through before moving forward.&nbsp; Get a detailed idea about loan pre closure process before making the final payment. A smart personal loan pre closure can save substantial future interest, improve monthly cash flow, and remove long-term debt pressure much faster than continuing regular EMIs for years.","_ayudawp_aiss_summary_provider":"extractive","_ayudawp_aiss_summary_hash":"2b4c342283ad8d12deb1772043e5fafbdd3cacc9","footnotes":""},"categories":[7362],"tags":[25051],"class_list":["post-51875","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-how-to-avoid-foreclosure-charges-on-personal-loan"],"acf":{"youtube_vodeo_url":"","seo":{"title":"","keywords":"","description":"","canonical":""},"blog_banner_image":false,"blog_coin":false,"download_the_app":{"button_value":"","button_url":""},"twitter_card":{"twitter_title":"","twitter_description":"","twitter_link":""},"maturity_tag":"","post_author":false,"guest_author":false,"hide_toc":false,"select_disclaimer":"Disclaimer: Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. The information provided in this post is not to be considered investment\/financial advice from CoinSwitch. Any action taken upon the information shall be at the user\u2019s risk.","key_takeways":false},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/posts\/51875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/users\/132"}],"replies":[{"embeddable":true,"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/comments?post=51875"}],"version-history":[{"count":1,"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/posts\/51875\/revisions"}],"predecessor-version":[{"id":51878,"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/posts\/51875\/revisions\/51878"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/media\/51876"}],"wp:attachment":[{"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/media?parent=51875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/categories?post=51875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinswitch.co\/switch\/wp-json\/wp\/v2\/tags?post=51875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}