Huma Finance Price in India (HUMA)

Huma Finance (HUMA) is a decentralized PayFi (Payment Financing) protocol designed to bring real-world financial services onto the blockchain. It enables businesses and institutions to access instant liquidity by tokenizing income streams such as invoices, payrolls, and remittances. Its native utility and governance token, HUMA, is used for protocol operations and governance. 

Dr. Richard Liu and Erbil Karaman co-founded Huma Finance.

• HUMA token: The HUMA token plays a significant role within the Huma Finance ecosystem, encompassing governance, transaction processing, and reward distribution.

• Built on Solana: Huma Finance leverages Solana’s high throughput and low transaction costs to provide efficient and scalable financial services.

• Focus on financial inclusion: Huma Finance aims to bridge the gap between traditional finance and DeFi by providing access to credit and liquidity based on real economic activity. 

• Decentralized PayFi protocol: Introduces a Payment Financing or PayFi model that brings real-world financial services onto the blockchain, facilitating instant liquidity solutions.

Huma Finance addresses a major gap in traditional and crypto lending models, making it a promising platform. Built on the fast and low-cost Solana blockchain, it offers scalability and efficiency. Its native token, HUMA, has several utilities, including governance, rewards, and deflationary mechanisms that support long-term value. Its real-world use cases and growing ecosystem give HUMA strong potential, especially as DeFi continues to evolve. HUMA ranks #412 in the overall crypto ranking, with a market capitalization of $79.19 million as of May 30, 2025. The price of the token is forecast to reach $0.08 by 2030.

You can buy HUMA from crypto platforms like CoinSwitch.

• HUMA can be bought and traded on crypto platforms like CoinSwitch. 

• HUMA is used to process transactions and payments for all advanced protocol features within the Huma Finance platform.

• Token holders can stake their tokens to participate in protocol governance.

• HUMA is used to generate revenue through rewards and participation incentives.

• Huma Finance bridges DeFi with real-world assets, including invoices, payroll, and recurring revenue streams.

• Operates across Ethereum, Polygon, and Base, increasing accessibility and scalability.

• Partners with major players like Visa and Circle, enhancing credibility and growth potential.

• HUMA is subject to market volatility similar to all cryptos.

• Real-world asset finance and protocol mechanics can be difficult for the average user to understand.

• As with all DeFi platforms, vulnerabilities in smart contracts could lead to exploitation.

• Start investing in HUMA with just ₹100.

• CoinSwitch provides a seamless and intuitive trading experience for users.

• Easily manage your transactions and portfolio on the app.

Huma Finance (HUMA) conducted its Initial Coin Offering (ICO) through multiple fundraising rounds, accumulating a total of $46.3 million. The seed round, raised in February 2023, secured $8.3 million from investors including ParaFi Capital, Circle Ventures, and Distributed Global. This funding round was followed by a Series A round in September 2024, securing $38 million with participation from HashKey Capital, Fenbushi Capital, and the Stellar Development Foundation. Huma’s Token Generation Event (TGE) occurred on May 26, 2025, with an initial listing price of $12.13. However, the token’s value has since decreased, currently trading at approximately $0.04.